Examples of insurances covers
  

Insurance on risks of death with decreasing capital
Service: in case of death, the capital still
ensured is paid when the death occurs.
Usually, this capital decreases every year of a constant amount.

Temporary revenue in case of death 
     (also called widowhood revenue)
Service: in the event of death, the ensured capital is paid to the widow(er) on a regular basis until the expiry of the contract.

Widowhood compensation (special revenue for the widow, the widower or orphans)
Service: in case of death of the policy-holder, the revenue is paid to the designated beneficiary. The obligation of paying the revenue stops when the beneficiary dies. If the beneficiary and the policy-holder die at the same time, the insurance stops without premium refund.

Revenue for profit incapacity (also called disability revenue)
Service: if you are unable to work because of a disease, an accident or a loss of physical or mental faculties, the insured revenue is paid throughout the period of profit incapacity until the expiry of the contract.

No premium payment in case of profit incapacity
Service: in case you are unable to work because of a disease, an accident or a loss of physical or mental faculties, you don’t have to pay your premiums during this profit incapacity.

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